RETIREMENT INCOME SOLUTIONS, INC
•CIK: 1730386•Filing: Q4 2025
**RETIREMENT INCOME SOLUTIONS, INC** manages $590M across a diversified portfolio of 170 positions. The strategy shows a significant allocation to covered call and income-generating ETFs, notably holding SPYM at $144.2M and SPY at $48.0M. Further concentration is evident in core market exposure via SPMD ($40.7M) and IVV ($38.1M). This structure suggests a focus on generating consistent yield within established equity indices.
Total AUM
$589.6M
QoQ Performance
+0.8%
Positions
88
Top 10 Concentration
67.3%
Latest Filing
Q4 2025
Top Holdings Allocation
SPYM
SPY
SPMD
IVV
JPST
MINT
SPYM24.5%
SPY8.1%
SPMD6.9%
IVV6.5%
JPST6.1%
MINT5.6%
IWF3.4%
IJH2.6%
📈 Biggest Buys
📉 Biggest Sells
Sector Breakdown
Other79.1%
ETF15.1%
Technology3.2%
Consumer0.9%
Healthcare0.7%
Financial0.4%
Consumer Staples0.2%
Industrial0.1%
🚪 Exited Positionssold since Q3 2025
Changes from Q3 2025
NEW9 new positions
↑46 increased
↓57 decreased
Historical Filings
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022