Peak Retirement Planning, Inc.
•CIK: 2056697•Filing: Q4 2025
**Peak Retirement Planning, Inc.** manages $427M across a diversified portfolio of 143 positions. The strategy exhibits a notable allocation to short-term treasuries, evidenced by the $57.4M holding in SGOV. Significant exposure is maintained across global equities, including $24.2M in NDQ and $22.9M in VEA, alongside emerging markets via VWO ($19.4M). Further diversification is seen in commodities (GLDM at $15.2M) and sector-specific plays such as technology (VUG at $11.4M) and industrials (XLE at $10.6M).
Total AUM
$427.1M
QoQ Performance
+12.2%
Positions
143
Top 10 Concentration
45.1%
Latest Filing
Q4 2025
Top Holdings Allocation
SGOV
NDQ
VEA
SGOV13.4%
NDQ5.7%
VEA5.4%
VWO4.5%
GLDM3.6%
VUG2.7%
XLC2.5%
XLE2.5%
📈 Biggest Buys
NDQ
Invesco QQQ Trust, Series 1
+2090.0%
5.7% of portfolio
GLDM
SPDR Gold MiniShares Trust
+2168.6%
3.6% of portfolio
XLE
State Street Energy Select Sector SPDR ETF
NEW
2.5% of portfolio
XLP
State Street Consumer Staples Select Sector SPDR ETF
+4577.6%
2.3% of portfolio
VWO
Vanguard FTSE Emerging Markets ETF
+75.0%
4.5% of portfolio
📉 Biggest Sells
VOO
Vanguard S&P 500 ETF
-37.1%
2.0% of portfolio
XLY
State Street Consumer Discretionary Select Sector SPDR ETF
-88.9%
0.1% of portfolio
VOT
Vanguard Mid-Cap Growth ETF
-36.8%
1.1% of portfolio
XLC
State Street Communication Services Select Sector SPDR ETF
-6.9%
2.5% of portfolio
MRK
Merck & Company, Inc. Common Stock (new)
-8.7%
0.5% of portfolio
Sector Breakdown
Other81.6%
Technology6.2%
Healthcare2.7%
ETF2.5%
Financial2.0%
Consumer Staples1.5%
Communication1.1%
Consumer0.9%
🚪 Exited Positionssold since Q3 2025
—
Invesco QQQ Trust, Series 1
SOLD
$15.4M
—
SPDR Gold MiniShares Trust
SOLD
$12.7M
+26 more exited positions
Changes from Q3 2025
NEW27 new positions
↑90 increased
↓26 decreased
Historical Filings
Q4 2025Q3 2025Q4 2024