M3F, Inc.
โขCIK: 1511291โขFiling: Q4 2025
M3F, Inc. manages $364M across a concentrated portfolio of 25 positions. The fund exhibits significant conviction in its top holdings, led by a substantial allocation to WLFC at $91.9M. Further notable positions include PDLB ($30.3M), BEN ($30.0M), and AL ($28.8M), indicating targeted exposure across key sectors. This structure suggests a high-conviction, bottom-up approach to generating alpha.
Total AUM
$364.1M
QoQ Performance
+3.2%
Positions
25
Top 10 Concentration
82.2%
Latest Filing
Q4 2025
Top Holdings Allocation
WLFC
PDLB
AER
AL
PBFS
ASLE
NODK
SNFCA
WLFC25.2%
PDLB8.3%
AER8.2%
AL7.9%
PBFS7.5%
ASLE6.5%
NODK5.6%
SNFCA5.5%
๐ Biggest Buys
๐ Biggest Sells
Sector Breakdown
Other100.0%
๐ช Exited Positionssold since Q3 2025
Changes from Q3 2025
NEW1 new position
โ10 increased
โ9 decreased
Historical Filings
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022