HOWARD FINANCIAL SERVICES, LTD.
•CIK: 1768130•Filing: Q4 2025
**HOWARD FINANCIAL SERVICES, LTD.** manages $855M across a diversified portfolio of 205 positions. The fund exhibits a significant allocation to quality and income-generating assets, evidenced by top holdings including QUAL at $100.8M and SCHD at $53.6M. Further notable concentrations include VIG ($43.0M) and SPGP ($38.2M), suggesting a focus on established, dividend-paying, and defensive equity strategies. This positioning reflects a commitment to capital preservation alongside steady yield generation.
Total AUM
$855.1M
QoQ Performance
+4.6%
Positions
164
Top 10 Concentration
51.1%
Latest Filing
Q4 2025
Top Holdings Allocation
QUAL
SCHD
VIG
QUAL11.8%
SCHD6.3%
VIG5.0%
SPGP4.5%
RSP4.3%
AAPL4.1%
GTO4.1%
HTRB3.7%
📈 Biggest Buys
📉 Biggest Sells
Sector Breakdown
Other82.5%
Technology9.0%
ETF2.6%
Consumer2.0%
Financial1.9%
Healthcare0.6%
Consumer Staples0.4%
Energy0.4%
🚪 Exited Positionssold since Q3 2025
+14 more exited positions
Changes from Q3 2025
NEW21 new positions
↑120 increased
↓44 decreased
Historical Filings
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023