Fee-Only Financial Planning, L.C.
•CIK: 1954044•Filing: Q4 2025
**Fee-Only Financial Planning, L.C.** manages $172M across 42 positions, exhibiting a clear focus on broad market equity exposure. The portfolio is significantly weighted toward growth and value factors, highlighted by the top holdings in VUG ($52.2M) and VTV ($31.8M). Further allocations include substantial positions in VO ($14.7M) and a combined $22.4M in value-tilted holdings (VB and VBR). This structure suggests a systematic, factor-aware approach to capturing market beta.
Total AUM
$171.5M
QoQ Performance
+0.1%
Positions
27
Top 10 Concentration
87.2%
Latest Filing
Q4 2025
Top Holdings Allocation
VUG
VTV
VO
VB
VBR
VBK
VUG30.4%
VTV18.6%
VO8.6%
VB6.6%
VBR6.5%
VBK5.3%
VEU4.3%
VOO2.8%
📈 Biggest Buys
📉 Biggest Sells
Sector Breakdown
Other92.7%
ETF2.8%
Financial1.1%
Technology1.0%
Consumer Staples0.5%
Communication0.5%
Utilities0.4%
Energy0.4%
Changes from Q3 2025
NEW2 new positions
↑1 increased
↓14 decreased
Historical Filings
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023