Divergent Planning, LLC
•CIK: 1730787•Filing: Q4 2025
**Divergent Planning, LLC** manages $392M across a diversified portfolio of 36 positions. The fund exhibits notable concentration in core equity and fixed-income assets, with IVV representing the largest holding at $102.1M. Further significant allocations include AVDV ($50.2M), MDY ($46.6M), and JMBS ($41.8M). This positioning suggests a tactical approach balancing broad market exposure with targeted sector and credit plays.
Total AUM
$391.5M
QoQ Performance
+4.0%
Positions
26
Top 10 Concentration
90.4%
Latest Filing
Q4 2025
Top Holdings Allocation
IVV
AVDV
MDY
JMBS
AVUS
DFAS
JAAA
IVV26.1%
AVDV12.8%
MDY11.9%
JMBS10.7%
AVUS7.0%
DFAS6.5%
JAAA5.4%
VTEB3.8%
📈 Biggest Buys
📉 Biggest Sells
Sector Breakdown
Other72.2%
ETF26.2%
Technology1.0%
Consumer0.4%
Financial0.1%
Industrial0.1%
🚪 Exited Positionssold since Q3 2025
Changes from Q3 2025
NEW2 new positions
↑16 increased
↓10 decreased
Historical Filings
Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023