Data as of Q4 2025 (Dec 31, 2025)

CERTIOR FINANCIAL GROUP, LLC

โ€ขCIK: 2055620โ€ขFiling: Q4 2025

**CERTIOR FINANCIAL GROUP, LLC** manages $147M across a diversified portfolio of 130 positions. The strategy exhibits a clear tilt toward established, dividend-focused, and sector-specific equity exposure, evidenced by top holdings including SCHG ($11.3M) and SCHD ($8.7M). Significant allocations are also maintained in thematic and broad market ETFs such as TCAF ($8.6M) and SCHA ($4.7M). This positioning suggests a disciplined, core-and-satellite approach emphasizing quality income generation and market exposure.

Total AUM
$146.5M
+ $920.0K in options
QoQ Performance
-0.2%
Positions
109
+ 1 option
Top 10 Concentration
38.3%
Latest Filing
Q4 2025

Top Holdings Allocation

SCHG
SCHD
TCAF
SCHG7.7%
SCHD5.9%
TCAF5.9%
SCHA3.2%
SPEM3.1%
VGT2.8%
BIL2.7%
BBJP2.5%

๐Ÿ“ˆ Biggest Buys

โ€”
WORLD GOLD TR
NEW
2.0% of portfolio
BIL
SPDR SERIES TRUST
+180.7%
2.7% of portfolio
FSSL
FS SPECIALTY LENDING FD
NEW
1.3% of portfolio
HGER
HARBOR ETF TRUST
+108.7%
1.7% of portfolio
SPEM
SPDR INDEX SHS FDS
+16.5%
3.1% of portfolio

๐Ÿ“‰ Biggest Sells

VXUS
VANGUARD STAR FDS
-34.6%
1.8% of portfolio
VT
VANGUARD INTL EQUITY INDEX F
-43.9%
1.0% of portfolio
FSK
FS KKR CAP CORP
-17.9%
1.4% of portfolio
TSLA
TESLA INC
-28.4%
0.4% of portfolio
ARCC
ARES CAPITAL CORP
-10.5%
0.7% of portfolio

Sector Breakdown

Other85.6%
Technology4.9%
ETF2.7%
Healthcare1.7%
Consumer1.4%
Financial1.0%
Industrial0.9%
Energy0.7%

๐Ÿšช Exited Positionssold since Q3 2025

GLDM
WORLD GOLD TR
SOLD
$6.0M
BND
VANGUARD BD INDEX FDS
SOLD
$1.4M
VTI
VANGUARD INDEX FDS
SOLD
$903.8K
BNDX
VANGUARD CHARLOTTE FDS
SOLD
$787.7K
VXF
VANGUARD INDEX FDS
SOLD
$661.0K
+11 more exited positions

Changes from Q3 2025

NEW11 new positions
โ†‘85 increased
โ†“32 decreased

Historical Filings

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024